EDINBURGH, UNITED KINGDOM - SEPTEMBER 18:  (FILE PHOTO)  HBOS signage outside the HBOS office at South Gyle on September 18, 2008 in Edinburgh, Scotland. Lloyds Banking Group announced on February 27, 2009 that it has failed to land debt deal amid �10.8bn HBOS losses. Getty Images logo Getty Images 9 months ago

EDINBURGH, UNITED KINGDOM - SEPTEMBER 18: (FILE PHOTO) HBOS signage outside the HBOS office at South Gyle on September 18, 2008 in Edinburgh, Scotland. Lloyds Banking Group announced on February 27, 2009 that it has failed to land debt deal amid �10.8bn HBOS losses.