Rep. John Tierney, D-Mass. , left, Rep. Maurice Hinchey, D-N.Y. , center, and Rep. Peter Welch, D-Vt. , right, make an announcement about their amendment to the Credit Cardholder's Bill of Rights bill that would cap interest rates on all credit cards at 18 percent, on Capitol Hill, Tuesday, April 28, 2009. AP Photo logo AP Photo 6 months ago

Rep. John Tierney, D-Mass. , left, Rep. Maurice Hinchey, D-N.Y. , center, and Rep. Peter Welch, D-Vt. , right, make an announcement about their amendment to the Credit Cardholder's Bill of Rights bill that would cap interest rates on all credit cards at 18 percent, on Capitol Hill, Tuesday, April 28, 2009.