Westpac Chief Executive Officer Gail Kelly speaks to shareholders at the Westpac Banking Corp annual general meeting in Melbourne December 16, 2009. Westpac Banking Corp, Australia's third-biggest lender, said impairment charges have likely peaked and that it is strongly provisioned for future bad debt charges. Reuters Pictures logo Reuters Pictures 26 months ago

Westpac Chief Executive Officer Gail Kelly speaks to shareholders at the Westpac Banking Corp annual general meeting in Melbourne December 16, 2009. Westpac Banking Corp, Australia's third-biggest lender, said impairment charges have likely peaked and that it is strongly provisioned for future bad debt charges.