WASHINGTON - OCTOBER 29:  Daniel K. Tarullo, Federal Reserve Governor,  speaks during a hearing of the House Financial Services Committee on Capitol Hill October 29, 2009 in Washington, DC. The committee called Secretary of the Treasury Timothy F. Geithner, Sheila Bair, chairman of the Federal Deposit Insurance Corporation, and others before it to testify about plans for regulatory reform. Getty Images logo Getty Images 3 weeks ago

WASHINGTON - OCTOBER 29: Daniel K. Tarullo, Federal Reserve Governor, speaks during a hearing of the House Financial Services Committee on Capitol Hill October 29, 2009 in Washington, DC. The committee called Secretary of the Treasury Timothy F. Geithner, Sheila Bair, chairman of the Federal Deposit Insurance Corporation, and others before it to testify about plans for regulatory reform.