KENDALL, FL - MARCH 07: Kevin Cross (L) helps Ileana Garcia cook several of her credit cards over a hot plate as she tries to dig herself out of credit card debt during a sermon about faith-based financial management at the Miami Vineyard Community Church on March 7, 2009 in Kendall, Florida. Cross preaches to people about the biblical principles of money management with his idea of steps that should be taken for handling finances to glorify and honor God. With the economic hard times that have fallen upon many people, churches around the country are trying new programs such as Cross's Margin and Meaning events, to guide people out of their debt and get back on their feet financially. Getty Images logo Getty Images 11 months ago

KENDALL, FL - MARCH 07: Kevin Cross (L) helps Ileana Garcia cook several of her credit cards over a hot plate as she tries to dig herself out of credit card debt during a sermon about faith-based financial management at the Miami Vineyard Community Church on March 7, 2009 in Kendall, Florida. Cross preaches to people about the biblical principles of money management with his idea of steps that should be taken for handling finances to glorify and honor God. With the economic hard times that have fallen upon many people, churches around the country are trying new programs such as Cross's Margin and Meaning events, to guide people out of their debt and get back on their feet financially.

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