WASHINGTON - JULY 24:  Federal Reserve Bank Chairman Ben Bernanke (L) and Federal Deposit Insurance Corporation Chairman Sheila Bair (R) listen to opening statements during a hearing of the House Financial Services Committee on Capitol Hill July 24, 2009 in Washington, DC. Bernanke testified that consumer protection should stay with the central bank and not be shifted to a new federal agency, as proposed by Treasury Secretary Timothy Geithner. Getty Images logo Getty Images 4 months ago

WASHINGTON - JULY 24: Federal Reserve Bank Chairman Ben Bernanke (L) and Federal Deposit Insurance Corporation Chairman Sheila Bair (R) listen to opening statements during a hearing of the House Financial Services Committee on Capitol Hill July 24, 2009 in Washington, DC. Bernanke testified that consumer protection should stay with the central bank and not be shifted to a new federal agency, as proposed by Treasury Secretary Timothy Geithner.