Freddie Mac Default Asset Manager Sophie Guerra (C) speaks with homeowners Stevie (2nd L) and Ginny Stout (R) about a loan modification as Freddie Mac employees Robert Ragan (L) and Stacey Walker (3rd L) look on at the Housing Rescue Fair held as part of the National Urban League's Economic Empowerment Tour in Dallas, Texas June 13, 2009. The initiative is aimed to help those hardest hit by the economy crisis by providing a one-stop venue for foreclosure prevention, health check-up and employment applications, according to the National Urban League. Reuters Pictures 4 months ago

Freddie Mac Default Asset Manager Sophie Guerra (C) speaks with homeowners Stevie (2nd L) and Ginny Stout (R) about a loan modification as Freddie Mac employees Robert Ragan (L) and Stacey Walker (3rd L) look on at the Housing Rescue Fair held as part of the National Urban League's Economic Empowerment Tour in Dallas, Texas June 13, 2009. The initiative is aimed to help those hardest hit by the economy crisis by providing a one-stop venue for foreclosure prevention, health check-up and employment applications, according to the National Urban League.

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  1. U.S. Federal Reserve Chairman Ben Bernanke (R) and former Treasury Secretary Henry Paulson testify at the House Financial Services Committee hearing on "Oversight of Implementation of the Emergency Economic Stabilization Act of 2008 and of Government Lending and Insurance Facilities; Impact on Economy and Credit Availability" on Capitol Hill in Washington in this November 18, 2008 file photo. In September 2008, a turbulent month that saw the fall or near-death experience of industry giants like Fannie Mae, Freddie Mac, AIG, Merrill Lynch and Lehman Brothers, Paulson met with Bernanke numerous times. At the time, Bernanke eagerly backed a proposal by Paulson that was widely criticized for being way too thin on details, weighing in at a mere three pages -- and with nary a mention of Wall Street pay.
  2. FILE - In this Sept. 7, 2008 file photo, Federal Housing Finance Agency Director James Lockhart, left, concludes his remarks as Treasury Secretary Henry Paulson, Jr., right, takes his turn at the microphone during a news conference in Washington on the bailout of mortgage giants Fannie Mae and Freddie Mac. A year after the collapse of the mortgage companies Fannie Mae and Freddie Mac, Americans remain almost entirely dependent on the government to keep them and the housing market alive.

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