WASHINGTON - APRIL 29:  Treasury Secretary Timothy Geithner speaks while flanked by Chief Counsel for the National Foundation for Credit Counseling William Binzel (L) and credit card consumer Roxana Araujo at the Treasury Department April 29, 2009 in Washington, DC. Secretary Geithner met with civil rights leaders and credit card consumers to talk about the Credit Card Holder's Bill of Rights of 2009 (HR 627). Getty Images logo Getty Images 6 months ago

WASHINGTON - APRIL 29: Treasury Secretary Timothy Geithner speaks while flanked by Chief Counsel for the National Foundation for Credit Counseling William Binzel (L) and credit card consumer Roxana Araujo at the Treasury Department April 29, 2009 in Washington, DC. Secretary Geithner met with civil rights leaders and credit card consumers to talk about the Credit Card Holder's Bill of Rights of 2009 (HR 627).