MIAMI BEACH - JANUARY 22:  A foreclosure sign stands in front of a home January 22, 2009 in Miami Beach, Florida. The Commerce department reported that new home construction fell to an all-time low in December of 2008, records indicate last year was the worst for builders on records dating back to 1959. Construction of new homes and apartments fell 15.5 percent last month to an annual rate of 550,000 units. Getty Images logo Getty Images 10 months ago

MIAMI BEACH - JANUARY 22: A foreclosure sign stands in front of a home January 22, 2009 in Miami Beach, Florida. The Commerce department reported that new home construction fell to an all-time low in December of 2008, records indicate last year was the worst for builders on records dating back to 1959. Construction of new homes and apartments fell 15.5 percent last month to an annual rate of 550,000 units.