DES PLAINES, IL - NOVEMBER 11:  A sign showing the American Express logo is seen outside of a bank November 11, 2008 in Des Plaines, Illinois. American Express won federal approval to become a bank holding company which could cut its borrowing costs and allow access to government money. Getty Images logo Getty Images 42 months ago

DES PLAINES, IL - NOVEMBER 11: A sign showing the American Express logo is seen outside of a bank November 11, 2008 in Des Plaines, Illinois. American Express won federal approval to become a bank holding company which could cut its borrowing costs and allow access to government money.