Rep. John Tierney, D-Mass. , left, Rep. Peter Welch, D-Vt. , center, and Rep. Maurice Hinchey, D-N.Y. , prepare to announce their amendment to the Credit Cardholder's Bill of Rights bill that would cap interest rates on all credit cards at 18 percent on Capitol Hill Tuesday, April 28, 2009. AP Photo logo AP Photo 34 months ago

Rep. John Tierney, D-Mass. , left, Rep. Peter Welch, D-Vt. , center, and Rep. Maurice Hinchey, D-N.Y. , prepare to announce their amendment to the Credit Cardholder's Bill of Rights bill that would cap interest rates on all credit cards at 18 percent on Capitol Hill Tuesday, April 28, 2009.

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