U.S. Treasury Secretary Henry Paulson (L) and Federal Reserve Chairman Ben Bernanke testify at the House Financial Services Committee hearing on "Oversight of Implementation of the Emergency Economic Stabilization Act of 2008 and of Government Lending and Insurance Facilities; Impact on Economy and Credit Availability" on Capitol Hill in Washington, in this November 18, 2008 file photo. The cast of characters who will tackle overhauling America's financial regulation system ranges from the nation's first black president to the Securities and Exchange Commission's first female chair. Reuters Pictures 11 months ago

U.S. Treasury Secretary Henry Paulson (L) and Federal Reserve Chairman Ben Bernanke testify at the House Financial Services Committee hearing on "Oversight of Implementation of the Emergency Economic Stabilization Act of 2008 and of Government Lending and Insurance Facilities; Impact on Economy and Credit Availability" on Capitol Hill in Washington, in this November 18, 2008 file photo. The cast of characters who will tackle overhauling America's financial regulation system ranges from the nation's first black president to the Securities and Exchange Commission's first female chair.