Krustin bin Juri, a slum dweller who sells street food, prepares his equipment in his slum residence in Jakarta June 12, 2009. Krustin lost everything when floodwaters swept through his home and shop on the banks of Jakarta's filthy Ciliwung river two years ago. Bin Juri is one of the millions covered by cheap insurance, or microinsurance, as commercial firms recognise that insuring the poor is not just good public relations but also profitable. Picture taken June 12, 2009. Reuters Pictures 5 months ago

Krustin bin Juri, a slum dweller who sells street food, prepares his equipment in his slum residence in Jakarta June 12, 2009. Krustin lost everything when floodwaters swept through his home and shop on the banks of Jakarta's filthy Ciliwung river two years ago. Bin Juri is one of the millions covered by cheap insurance, or microinsurance, as commercial firms recognise that insuring the poor is not just good public relations but also profitable. Picture taken June 12, 2009.

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