LOS ANGELES, CA - DECEMBER 06: A man awaits his turn with lenders and HUD-certified counselors who are meeting with homeowners at a HOPE NOW Alliance Foreclosure Prevention Counseling Fair to work on possible homes loan modifications to help them stay in their homes, in the gymnasium of the Crenshaw Christian Center on December 6, 2008 in Los Angeles, California. HOPE NOW organized the fair in association with NeighborWorks America and the 90 Days Hope Taskforece and is one of many such ongoing efforts by HOPE NOW. In October alone, mortgage servicers prevented 225,000 foreclosures, 13,000 more than the record set the previous month. Getty Images logo Getty Images 11 months ago

LOS ANGELES, CA - DECEMBER 06: A man awaits his turn with lenders and HUD-certified counselors who are meeting with homeowners at a HOPE NOW Alliance Foreclosure Prevention Counseling Fair to work on possible homes loan modifications to help them stay in their homes, in the gymnasium of the Crenshaw Christian Center on December 6, 2008 in Los Angeles, California. HOPE NOW organized the fair in association with NeighborWorks America and the 90 Days Hope Taskforece and is one of many such ongoing efforts by HOPE NOW. In October alone, mortgage servicers prevented 225,000 foreclosures, 13,000 more than the record set the previous month.

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