ALTADENA, CA - JULY 25: (FILE PHOTO)A foreclosed home is up for sale July 25, 2008 in Altadena, California. During a weekend session of the Senate congress passed aon July 26, 2008 in Washington, DC. During a weekend session of the Senate congress passed legislation to aid failing mortgage companies Fannie Mae and Freddie Mac that would allow homeowners to escape foreclosure by getting the chance to refinance into more affordable loans backed by the Federal Housing Administration on July 26, 2008 in Washington, DC. The $3.9 billion bill would aid neighborhoods devastated by the housing crisis buy and fix up foreclosed properties, helping an estimated 400,000 homeowners.