WASHINGTON - DECEMBER 06: Federal Deposit Insurance Corporation Chairman Sheila Bair (L) testifies before the House Financial Services Committee along with Randall Kroszner of the Federal Reserve System Board of Governors (C) and John Dugan, comptroller in the Office of the Comptroller of the Currency, December 6, 2007 in Washington, DC. The committee held the hearing about accelerating loan modifications, improving foreclosure prevention and enhancing enforcement in an effort to stem damage from the sub-prime mortgage crisis. Getty Images logo Getty Images 19 months ago

WASHINGTON - DECEMBER 06: Federal Deposit Insurance Corporation Chairman Sheila Bair (L) testifies before the House Financial Services Committee along with Randall Kroszner of the Federal Reserve System Board of Governors (C) and John Dugan, comptroller in the Office of the Comptroller of the Currency, December 6, 2007 in Washington, DC. The committee held the hearing about accelerating loan modifications, improving foreclosure prevention and enhancing enforcement in an effort to stem damage from the sub-prime mortgage crisis.

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