NEW YORK - OCTOBER 06:  A woman exits a Bank of America ATM branch October 6, 2008 in New York City. Bank of America announced it would spend up to $8.4 billion to restructure the shaky mortgage loan portfolio of lender Countrywide. Bank of America also reported a third-quarter profit loss of 68 percent. Getty Images logo Getty Images 14 months ago

NEW YORK - OCTOBER 06: A woman exits a Bank of America ATM branch October 6, 2008 in New York City. Bank of America announced it would spend up to $8.4 billion to restructure the shaky mortgage loan portfolio of lender Countrywide. Bank of America also reported a third-quarter profit loss of 68 percent.