NEW YORK - OCTOBER 30: (FILE PHOTO) A woman walks into an American Express travel agency inside the American Express headquarters October 30, 2008 in New York City. The Federal Reserve approved bank holding company applications from American Express and American Express Travel Related Services November 10, 2008 which will allow them access to low-cost federal financing. Getty Images logo Getty Images 12 months ago

NEW YORK - OCTOBER 30: (FILE PHOTO) A woman walks into an American Express travel agency inside the American Express headquarters October 30, 2008 in New York City. The Federal Reserve approved bank holding company applications from American Express and American Express Travel Related Services November 10, 2008 which will allow them access to low-cost federal financing.