Senate Banking Committee Chairman Sen. Christopher Dodd, D-Conn. , right, and Sen. Charles Schumer, D-N.Y. , take part in a news conference on Capitol Hill in Washington, Tuesday, May 19, 2009, after the Senate voted to prohibit credit card companies from arbitrarily raising a person's interest rate and charging many of the exorbitant fees that have become customary _ and crippling _ to cash-strapped consumers. AP Photo logo AP Photo 33 months ago

Senate Banking Committee Chairman Sen. Christopher Dodd, D-Conn. , right, and Sen. Charles Schumer, D-N.Y. , take part in a news conference on Capitol Hill in Washington, Tuesday, May 19, 2009, after the Senate voted to prohibit credit card companies from arbitrarily raising a person's interest rate and charging many of the exorbitant fees that have become customary _ and crippling _ to cash-strapped consumers.