Chief Executive Officer Gail Kelly, of Westapac Banking Corp. , one of Australia's largest banks, gestures as she discusses profit results at a branch in Sydney, Wednesday, Nov. 4, 2009. Westpac said Wednesday its full-year profit dropped 10.7 percent due largely to bad debts amid the global financial crisis, but said it believed the bad debts had peaked. AP Photo logo AP Photo 27 months ago

Chief Executive Officer Gail Kelly, of Westapac Banking Corp. , one of Australia's largest banks, gestures as she discusses profit results at a branch in Sydney, Wednesday, Nov. 4, 2009. Westpac said Wednesday its full-year profit dropped 10.7 percent due largely to bad debts amid the global financial crisis, but said it believed the bad debts had peaked.

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