Rep. Peter Welch, D-Vt. , right, Rep. Maurice Hinchey, D-N.Y. , center, and Rep. John Tierney, D-Mass. , left, discuss their amendment to the Credit Cardholder's Bill of Rights bill that would cap interest rates on all credit cards at 18 percent on Capitol Hill, Tuesday, April 28, 2009. AP Photo logo AP Photo 7 months ago

Rep. Peter Welch, D-Vt. , right, Rep. Maurice Hinchey, D-N.Y. , center, and Rep. John Tierney, D-Mass. , left, discuss their amendment to the Credit Cardholder's Bill of Rights bill that would cap interest rates on all credit cards at 18 percent on Capitol Hill, Tuesday, April 28, 2009.

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